Compliance Analyst II

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm’s Compliance team crafts and maintains a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise. Compliance program activities include advisory, training, testing, monitoring, reporting, and oversight. Although a second line of defense, compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans and risk assessment. Compliance uses multiple data sources to enable informed decision making, strengthen controls and provide for better treatment of consumers.

Affirm is seeking a Compliance Analyst II to support the marketing compliance program, either collaborating with Affirm’s Marketing organization or helping merchant-facing teams with marketing choices. In growing the company’s markets and products, Compliance plays a fundamental role regarding objective and key results (OKRs), providing expertise related to regulatory requirements. This analyst has the opportunity to work with broader Legal and Compliance to identify and assess risk within applicable requirements, plus provide expertise on risk mitigation. The analyst will report to the Marketing Compliance Lead and will work cross-functionally with other teams.

What You'll Do

• Independently review marketing assets and provide constructive feedback
• Meet frequently with internal partners to steward marketing compliance requirements and guide the implementation of merchant and direct marketing
• Develop and maintain training and reference materials to enable efficient compliance reviews
• Detail and optimize critical processes to enable scale, conduct risk assessments, and meet the reporting and QA needs of Affirm's bank partners
  
  

What We Look For

• Bachelor's degree or comparable experience
• 3+ years of professional work experience, including 1-2 years in Compliance, Risk, Audit, or Bank Regulatory
• Excellent organizational, leadership, and relationship skills
• Curiosity about financial technology and consumer protections
• Experience working with consumer financial laws and regulations related to advertising, such as UDAAP, CAN-SPAM, FCRA, TCPA, TISA (Reg. DD), TILA (Reg. Z), ECOA (Reg. B)
• Measurable background as part of a high-impact team
• Inquisitive and proactive in proposing creative and effective solutions
• Strong project management, critical thinking, and analytical skills
• Excellent verbal and written communication skills, with the ability to present sophisticated and contentious issues
  
  

Base Pay Grade - G

Equity Grade - 3

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $100,000 - $120,000

USA base pay range (all other U.S. states) per year: $89,000 - $109,000

Please note that visa sponsorship is not available for this position.

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
  
  

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.